*Note: This blog is not our typical type of blog and is more as a response to some specific questions I’ve received about saving money. If you aren’t interested in “CVS’ing,” you might as well skip this one, b/c it probably won’t make too much sense, and it will be pretty boring:).*So I wrote a post back in July about how I have a little money saving project going, involving coupons, CVS, and Walgreens. In my little circle of moms at my church, budget issues have been a hot topic of discussion, as we are all learning to make our dollars stretch. There are some areas, such as my grocery budget, which are not going as well as I had hoped. However, my CVS and Walgreens experiment is going quite well. Whenever I recommend “CVS’ing” to others, though, the suggestion is often met with some skepticism. The two questions I get asked repeatedly are, “Are you sure you aren’t spending more money b/c of all the sales and ECB’s?” and “Don’t you have to buy a lot of things that you don’t need?”
Both of these questions are good questions, and I asked them myself when I first heard about it. In terms of spending money, it is important to set aside a strict amount that you can spend at CVS and/or Walgreens each month. My amount is no more than $50 combined at the two stores. Secondly, you can confuse yourself about how much you save. My mantra is, “receipts don’t lie.” It’s easy to tell yourself, well I spent $30, but I got back $20 ECB’s, so really I spent $10. No, you spent $30. The ECB’s will help you on your next trip. I write down all of our receipts so that I can keep up with where our money is going. B/c I have the receipts, I also know what I bought. So, I’m going to show you this month’s CVS and Walgreens activity in an attempt to provide a practical, real-life answer to both of the questions mentioned above. I’m listing the amount I spent out of pocket at each store, and what I bought. Also, I’m distinguishing between the kinds of things I bought. The bold items are things that I “needed” and would have bought regardless. The italicized items are things that I didn’t need, but they were free, and I’m glad to have them. Even though I wouldn’t have paid full price for them, I use them regularly. The regular font items are things that I neither needed nor wanted, but they were money-makers that allowed me to get the things that I did want.
WalgreensTotal spent out of pocket: $4.02
1 Jumbo pack Huggies Pull-ups
Almay One Coat mascara
4 bags Hershey’s miniatures candy
2 boxes Snuggle dryer sheets
1 bottle Windex
1 bottle Pledge
1 Quilted Northern toilet paper (9 “big” rolls)
1 Avent bottleL’Oreal Cleansing Towelettes
Lysol Neutra Air Starter Kit2 Scrubbing Bubbles wipes
1 Scrubbing Bubbles Action Scrubber
1 Scrubbing Bubbles Freshmatic Starter Kit
1 Scrubbing Bubbles Bathroom Cleaner
1 Scrubbing Bubbles Automatic Shower Cleaner (regularly $24)
1 Glade Fabric and Odor Eliminator
2 AA batteries
1 box Shout Wipes
2 Reach floss
1 Glade Scented Oil candle
Rimmel Mineral Foundation6 bottles Dimetapp
2 Glade Wisp flameless candles
2 bottles Pert Plus
CVSTotal spent out of pocket: $13.66
1 jumbo pack Huggies diapers
1 jumbo pack Pullups
1 mega pack of Playskool diapers
3 packs of Playskool wipes
8 bags Nestle’s miniatures Halloween candy
4 boxes Sudafed
1 bottle Complete contact solution
1 bottle brush
2 plastic Halloween trick or treat pumpkins
1 300-ct Q-tips
1 package Bic Soleil razor refills
1 eyelash curler2 bags candy corn2 mini flashlight/glowstick things
10 toothbrushes
2 tubes Colgate toothpaste
1 musical Thomas toothbrush
1 bottle Johnson’s shampoo2 Nature’s Bounty vitamins
1 bottle nail polish
1 CVS Vitamin D vitamins
4 boxes Bic Comfort 3 disposable razors
2 glucose meters
Plus I have $41 in ECB’s, and $4 on a CVS gift card.
As you can see, I came in well under budget.
The diapers alone, had I just bought them on sale with coupons, would have cost me $34 plus tax. I got them, plus
so much else for under twenty.
To me, this was a good month, and it shows why CVS’ing is totally worth it. I donate the things I don’t need, and even some of the italicized things. For example, I don’t need ten toothbrushes (though I did keep two), and though I use toothpaste, I have plenty to donate also. I keep thinking I’m going to take a box to the local homeless shelter, but most of my supplies have been snatched up by other charities (a Children’s Home collection at church, an inner city free “store”) before I’ve gotten a chance. Believe me, you will have no trouble getting rid of your overflow:).
At Walgreens, the only way to get these kind of deals for so little money is through their rebate program, which I totally recommend. Get all the free-after-rebate items you can, use coupons if possible, and make even more money. Then submit your receipts online, and get them to mail you a gift card. If you have it put on a gift card, they’ll give you 10% more as a bonus, which will more than cover any tax you pay. It takes a month of “investing” by paying out of pocket for all the free-after-rebate items, but then you can use your gift card for the next month. By shopping the deals and using Register Rewards, your gift card should last you through the month so that you’ll pay very little out of pocket. Be sure to also buy that month’s free-after-rebate items (again, using coupons if possible), and in that way, you can keep “rolling” your gift card from month to month.
I have found that this is a great way to save money, and it has literally saved us hundreds of dollars each month. I’m posting about it b/c I believe it can be a big help to anyone who takes the time to figure out the drug store savings programs and who uses them to the fullest. If you have any questions about how to do this, please don’t hesitate to ask me!